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Urbandigistore Catalog

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80+ Free Calculators & Tools

Run secure, client-side financial solvers, health trackers, math graphing pads, and unit converters instantly in your local browser sandbox.

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Finance & Loans

Online Mortgage & Home Loan Payment Calculator

Calculate monthly mortgage payments, property taxes, home insurance, PMI, and HOA fees. View interactive payment schedules and principal reduction breakdown.

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Auto & Car Payment Loan Calculator

Calculate monthly car payments, total loan interest, trade-in value credit, sales tax, and dealer fees for new or used vehicles.

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Personal Loan Interest & Payoff Calculator

Free personal loan payment calculator. Estimate fixed monthly paydowns, cumulative interest expenses, and loan payoff acceleration.

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Salary & Net Take-Home Paycheck Calculator

Calculate net take-home pay, federal income tax, state taxes, FICA (Social Security & Medicare), and 401(k) retirement withholdings.

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401(k) & Roth IRA Nest Egg Calculator

Project future retirement wealth, employer 401(k) match contributions, Roth vs Traditional tax advantages, and inflation-adjusted purchasing power.

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Compound Interest & Fixed Yield CD Calculator

Calculate compound interest growth over time with recurring deposits, CD APY yields, and inflation impact.

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Profit Margin, Markup & Tip Calculator

Calculate net profit margin percentage, gross markup on cost, restaurant tip percentages, and split dining bills evenly.

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Refinance & Home Equity HELOC Payment Calculator

Compare cash-out refinance vs HELOC line of credit, new interest rates, closing costs, break-even months, and monthly mortgage savings.

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Credit Card Payoff & Interest Reduction Calculator

Calculate how long to pay off credit card balance, interest saved with snowball vs avalanche methods, and monthly payoff targets.

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Student Loan Repayment & Interest Calculator

Analyze federal and private student loan repayment options, Income-Driven Repayment (IDR/SAVE), extra principal payoff, and interest totals.

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Business Loan, ROI & Compound Annual Growth Calculator

Calculate business loan amortization, Return on Investment (ROI), Compound Annual Growth Rate (CAGR), and net profit margins.

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Social Security Retirement Benefit Estimator

Estimate monthly Social Security retirement benefits by claiming age (62 early, 67 Full Retirement Age, 70 delayed), inflation COLA, and salary history.

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Debt-to-Income (DTI) Ratio Calculator

Calculate front-end (28%) housing DTI and back-end (36%) total debt DTI ratios required for mortgage approval.

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Commercial Mortgage, Bond & Construction Loan Calculator

Calculate commercial property loans, bond yields, construction drawdown schedules, LTV ratios, and down payments.

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Mortgage Borrowing Power & Rental Yield Calculator

Calculate maximum home loan borrowing capacity based on income & expenses, plus rental yield % for buy-to-let investment properties.

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Term Deposit, Gold Loan & Forex Compounding Calculator

Calculate CD / term deposit fixed interest, gold collateral loan payments, and compounding growth for forex & share investments.

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Inflation & Purchasing Power Calculator

Calculate purchasing power loss, historical inflation adjustment, and future price level projections.

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VAT & Sales Tax Calculator

Add or remove Value Added Tax (VAT) and sales tax to find net price, gross total, and tax amount.

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Car & Vehicle Depreciation Calculator

Estimate vehicle value decline over 1 to 10 years based on mileage, initial price, and depreciation rate.

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Simple Interest Calculator

Calculate simple interest earned or owed using Principal × Rate × Time formula.

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Health & Body

Body Mass Index (BMI) & Health Category Calculator

Calculate Body Mass Index (BMI) accurately. View CDC official health category ranges (Underweight, Normal, Overweight, Obese) and target healthy weight bounds.

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BMR & Total Daily Energy Expenditure (TDEE) Calculator

Calculate Basal Metabolic Rate (BMR) and Total Daily Energy Expenditure (TDEE) using the Mifflin-St Jeor formula for calorie burning.

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Calorie Deficit & Target Weight Loss Calculator

Calculate daily calorie intake for healthy weight loss (1-2 lbs per week), maintenance calories, and target weight reach dates.

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Macronutrient & Calorie Split Calculator

Calculate exact daily protein, carbohydrate, and fat gram targets tailored for muscle gain, keto, or body recomposition.

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Bra Size Band & Cup Measurement Calculator

Accurate bra size calculator using underbust band and bust measurements. Converts US, UK, and EU cup & band sizes.

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Mid-Parental Child Adult Height Predictor

Predict child adult height using the mid-parental height method and parental genetics.

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US Navy Body Fat Percentage Calculator

Calculate body fat percentage, lean body mass, and fat mass using US Navy neck, waist, height, and hip circumference measurements.

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Ideal Body Weight & Hydration Intake Calculator

Find ideal body weight (IBW) target ranges using Devine & Miller equations, and calculate recommended daily water hydration in liters and ounces.

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Daily Water Intake & Hydration Calculator

Calculate recommended daily water intake in liters and cups based on body weight, climate, and exercise level.

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Target Heart Rate & Training Zone Calculator

Calculate fat burn, aerobic, and anaerobic heart rate zones using age and resting heart rate (Karvonen method).

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Body Surface Area (BSA) Calculator

Calculate medical Body Surface Area in m² using Mosteller, Du Bois, and Gehan-George formulas.

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Math & Graphing

TI-84 & Desmos Online Graphing Scientific Calculator

Free online TI-84 Plus CE & Desmos style scientific graphing calculator. Plot mathematical functions, roots, trigonometry, exponents, and equations on an interactive canvas.

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Step-by-Step Math Formula & Algebra Solver

Step-by-step math problem solver for quadratic equations ax²+bx+c=0, distance formula, slope between points, and factoring.

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Fraction & Percentage Change Calculator

Calculate fraction arithmetic (+, -, ×, ÷), percentage increase, decrease, percentage difference, and fraction to decimal conversions.

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Cumulative GPA & Target Grade Calculator

Calculate high school and college unweighted 4.0 and AP/Honors weighted 5.0 GPA, target cumulative semester goals, and final exam required grades.

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Statistics Summary & Matrix Algebra Solver

Calculate mean, median, mode, sample standard deviation, variance, matrix multiplication (A × B), determinant, and linear algebra solutions.

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2D & 3D Geometry Area, Volume & Perimeter Calculator

Calculate area, surface area, volume, and perimeter for triangles, circles, cylinders, spheres, and polygons.

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Calculus, Simultaneous Equations & Series Solver

Step-by-step calculus integration by parts, simultaneous linear equations solver, Fourier / Taylor series, and linear programming bounds.

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Percentage Change, Increase & Decrease Calculator

Calculate percentage difference, percentage increase/decrease, and relative variation between two numbers.

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Ratio & Proportion Solver

Solve proportions A:B = C:D for missing terms, simplify ratios, and scale proportional quantities.

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Pythagorean Theorem & Right Triangle Solver

Calculate hypotenuse, missing side lengths (a² + b² = c²), area, perimeter, and internal angles of right triangles.

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